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Bank Ural-Sib

Credit on the finished house

The property: apartment was put into operation a new house, which is registered ownership or apartment or room in the market of secondary housing.

Basic conditions:

Term: 3 to 30 years. Loans made in rubles and foreign currency.
Security: pledge purchased housing or housing pledge, which owns the borrower, or chargers - third party.
Insurance: life and the risk of disability of the Borrower purchased an apartment (or flat, pledge to the Bank) from the risks of damage and destruction.
Redemption of the loan: in the form of monthly annuity payment, including interest on the loan and the amount of principal repayment.
Loan period from 36 to 360 months (range 3 to 30 years), inclusive, in Russian rubles, U.S. dollars, with an initial contribution: 30% to 50% - 18,0%, from 50% - 17,5% in euros: from 16,0%
Commission for providing financial services to extend credit,% of loan amount - 1,5%, minimum commission - 10000 rub. / USD 400 / EUR 300, the maximum amount of commission - 60000 rub. / 2400 USD / 1700 euro
Commission for loans to state registration - 15 000 rubles. / $ 600 / 450 euros.
In the absence of income certificate interest rate increases by 1% per annum in foreign currency loans.


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