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We work for you for 25 years!
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Real estate holding
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+7(495) 665-7777 (multiline)
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ROSEVROBANK
Mortgage loan is for purchase of flats in the secondary real estate market in the following regions of Russia:
- PM Moscow / Moscow Region,
- PM St. Petersburg / Leningrad region,
- PM Rostov-on-Don / Rostov Region,
- PM Novosibirsk / Novosibirsk Region,
- PM Samara / Samara region.
Credit Conditions
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apartment
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RUR
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U.S. Dollar
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euro
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minimum loan amount |
350 000
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10 000
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Maximum loan amount |
40000000
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1,000,000
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Maturity, years * |
20
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own contribution
(% Of the appraised value of the apartment in accordance with the report of an independent appraiser) |
Interest rate,% pa
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40% |
12,5%
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10,5%
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from 30 to 40% |
13,0%
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11,0%
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from 20 to 30% |
13,5%
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11,5%
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from 15 to 20% |
14,5%
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12,0%
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Provision for loan ** |
deposit purchased apartments
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commission for consideration of the completeness and correctness of registration documents and the issuance of credit |
1,8% of the loan amount, including VAT
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Repayment of principal and interest payments on a loan |
equal monthly (annuity) payments
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Early loan repayment |
moratorium missing
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fee for early loan repayment |
missing
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Minimum partial early repayment |
30 000
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1000
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* Term must be a multiple of 1 year.
** As an additional security guarantee may be used natural or legal persons, pledge of securities.
Borrower must meet the following requirements:
- Nationality and Registration - Russian Federation.
- age of the borrower - not less than 23 years at the time of the loan and not more than 55 years for women / 60 years for men at the time of repayment.
- Experience in last place at least 6 months (for business owners - with a duration of activity of the latter, at least 1 year).
Insurance:
- life insurance and temporary disability borrower / co-borrower
- insurance pledge property against the risks of loss and damage
- insurance loss of property rights to pledge property
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